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Friday, October 7, 2011

Financial Freedom!

Stress is a big factor in weight loss.  I know personally when life gets really hard, stress eating, not working out, and wanting to hide in bed become more apparent in my life. (Although now that I have two little ones, hiding in bed doesn’t get to happen…which is probably a good thing!!!)  I think for my family, as well as many others….financial stress is one of the biggest obstacles we face.  Why does it always seem like more is going out – then coming in.  Trying to catch up once you get behind is not only stressful, but can be scary!  As a young couple with medical bills (from $300,000 preemie to cancer/chemo bills to getting tonsils out) we know the strain of unexpected bills!

There are two options:
  1. Ignore it –keep living how we are – eat lots of chocolate cake – lose sleep &  pray that we win the lottery before we drowned. 
  2. Accept it – realize that these were unexpected uncontrollable situations – cling to each other & our faith – continue working on our health (so we lessen the chances of future bills and help with easing the stress ) and make some changes! 

I know we are not alone!  I am not airing dirty laundry….we are not drowning yet…..we are just at a point of making more positive changes!  As I share my story wanting to encourage others, I want people to know that they are not alone in this situation as well!  Growing up is about learning…..and we are learning everyday! My hubby and I are really working on our physical health, now we are moving on to financial health! 

A few friends of mine are having lots of success with Dave Ramsey's - Total Money Makeover!  I have the book and have been reading it!  We are going to give it a try!  If you are looking at making some changes…..check it out!    

 

What It's About

Dave condenses his 17 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead you out of debt and into a Total Money Makeover. Plus, you’ll read over 50 real-life stories from people just like you who have followed these principles and are now winning with their money. It is a plan designed for everyone, regardless of income or age.
With The Total Money Makeover, you'll be able to:
  • Design a sure-fire plan for paying off ALL debt
  • Recognize the 10 most dangerous money myths
  • Secure a big, fat nest egg for emergencies and retirement
  • Positively change your life and your family tree!

http://www.daveramsey.com/store/books/dave-s-bestsellers/the-total-money-makeover/prod326.html

2 comments:

Anonymous said...

Great stuff......Add this to some additional income that gives you reliable "residual income" every month......and it's sure to help balance that financial part of your lives. (And you can schedule the time YOU want to go to Zumba or work out!!)

Anonymous said...

Hey Tiff, it's Pammy...just catching up on one of my favorite blogs :) Justin and I LOVE Dave Ramsey. We listen to his radio show via free (and commercial-free) podcasts...he's awesome! BTW...you were in my dream a couple nights ago and you were REALLY skinny. Leanna was there too, just starting at you saying "Momma, you're so skinny! How'd you get so skinny?!" I think it was a vision of the future :) Love ya!

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